Raymond Williamson Insurance Services, Inc. was established in 2005 by its namesake. After 17 years in the insurance business (three years in claims services as a third party liability, auto claim and worker’s compensation claims adjuster; and the remainder of years with reputable Northern California insurance agencies,) it was time to use the experience and branch out independently. The agency goal and focus is to protect the assets of small businessess and individual property owners by prudently accessing premium costs as they relate to insurance coverage and limits. Raymond Williamson Insurance Services, Inc. is a full-service insurance agency offering most lines of insurance products specializing in the insurance needs of small businesses (Business Liability, Property, Workers Compensation, Professional Liability, Commercial Auto, Umbrella Liability, Employment Practices Liability, Health Insurance), and individuals (Homeowner’s, Auto, Umbrella, Term Life Insurance, Health). Strategic Alliances and partnerships have been established such as in the areas of Employee Benefits and Estate Planning to ensure expertise where specialization is necessary. Raymond Williamson Insurance Services, Inc. is affiliated with Professional Insurance Associates Inc. (PIA). PIA is one of the top 100 insurance brokerages in the United States. With close to $200 million in premium written, PIA provides the insurance markets and products for a small agency to compete with the “Big Guys.” Thanks to PIA’s business volume, an affiliate such as Raymond Williamson Insurance Services, Inc. has direct access to numerous insurance carriers. With the premium and agency requirements set by insurance companies the typical local insurance agency is limited to a handful of direct appointments by insurance carriers. Due to the size of PIA and its Affiliate Program, a smaller independent agency therefore has a great advantage over the competition as it can offer more options.